We live in a society where work is increasingly precarious. Employment is increasingly temporary and even those with permanent jobs risk being made redundant overnight. The salary is no longer certain for everyone and the risk is that tomorrow you may be unemployed for a long time. Retirement will be good for a decreasing number of people.
The first secret to success
The consumer society forces us to keep abreast of the latest market news. The latest TV, the latest mobile, the latest fashionable dress, the latest car. If you don’t have the latest of everything, you’re not in fashion, you don’t feel up to it. On the other hand, everyone can afford the latest in fashion, technology, engines, just make the installments. In doing so, many face an uncertain future for a present of new, fleeting and costly satisfactions.
Saving isn’t blasphemy and doesn’t necessarily mean giving up something, but it is actually prudent money management. Learning to save is easy and can be done from very small amounts. Many don’t know how simple it is to accumulate €15,000 in 10 years from a provision of €100 per month.
Before understanding how you can save, the first step is to understand why you want to save. Before identifying a goal to achieve, even the simplest, you must be motivated to achieve this goal, otherwise you risk failure and frustration. It is necessary to identify a goal and have the desire to achieve it. Only then can a savings plan be defined.
More and more people to accumulate money easily and not find themselves penniless tomorrow are adopting this clever solution
In setting goals, a distinction should be made between short-term and long-term ones. More and more people to accumulate money easily follow this strategy. This may seem trivial, but this solution has two major advantages. Short-term goals are important because they help you gain confidence in your savings abilities. Those who achieve short-term goals gain confidence and understand that the strategy will also work to achieve long-term goals. To achieve each goal, simply follow three steps, three secrets that allow you to succeed and get what you want from life.
This strategy also applies to savings. A short-term goal encourages you to set bigger goals. But what are the short-term savings goals and what are the long-term ones? A short-term goal could be a new less polluting car, a motorbike to get around faster and cheaper, a new kitchen for the house. A long-term goal could be buying a new home, building up funds to start a business, or supplementing your retirement. For example, for this last point it is not difficult to constitute a pension starting from zero which can replace or supplement that of the INPS.