BNP Paribas Personal Finance is engaged in schools and universities that train high-level statisticians

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BNP Paribas Personal Finance is engaged in schools and universities that train high-level statisticians

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She intends to establish lasting relationships, bring her expert eye into building educational content as wellrecruit future talents as statisticians within these institutions.

The core business of BNP Paribas Personal Finance, number one in France and Europe in personal loans, is based on the ability to provide the most suitable response to the profile of the customer requesting a Cetelem loan. For this, the company needs that the work of its consultants is guaranteed by a particularly efficient information system. Statistics are therefore one of the main sources of investment in Research and Development for the company. The partnerships announced with ENSAI, the Panthéon-Assas and Orléans universities confirm the commitment that BNP Paribas Personal Finance has decided to make towards young talents. These partnerships therefore aim not only to strengthen exchanges between students, professors, graduates and managers of BNP Paribas Personal Finance, but also to offer job and internship offers, as well as to provide an expert operational point of view on the training content of the training provided.

“BNP Paribas Personal Finance has more than 300 statisticians around the world. In 1974 we introduced and improved the so-called “scoring” techniques in Europe. We were therefore the first French financial institution to understand the benefits of “expert systems” to control our risks. Since then, we have continuously invested, particularly in the statistics teams, whether they are in the risk department, the collections department or even the marketing department, “says Jean-François Pfister, director of risk at BNP Paribas Personal Finance.” In concretely, our responsibility is important in the response we give to the credit request made by the customer The stakes are high, both for our customers and for the company because we cannot afford that credits are badly distributed and therefore badly repaid. Our statisticians must therefore be able to build expert systems capable of supporting Cetelem’s innovations, such as on the Internet or when the company decides to gradually open the doors of credit to young people with fixed-term contracts who need it to get started in the ‘active life “.

These agreements, renewable each year, allow BNP Paribas Personal Finance to strengthen its recruiting capacities, whether for direct hiring, post-graduate internships, work-study internships or doctoral studies. For their part, schools and universities are keen to ensure long-term opportunities for their students. The two parties therefore undertake to improve the training contents of the training courses offered and to define together a new policy of collaboration with companies.


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