730 deductions, how to get the 19% personal income tax refund

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730 deductions, how to get the 19% personal income tax refund


The necessary steps to be able to benefit from the 730 IRPEF deductions. How to do it and what are the deductible expenses.

A wallet full of banknotes
A wallet full of banknotes (Pixabay)

730 deductions, when can they be used? There are very specific parameters that must be respected in order to be able to access this tax advantage in the area of ​​personal income tax. The discount will be 19% but the declared payments must have been made exclusively with traceable methods.

And it is an obligation if you want to take advantage of the 730 allowances. For which you must have made bank or postal transfers, payments by credit or debit cards, cash or bank transfers, PagoPa, to postal orders and to everything that does not correspond to cash payments, which on the other hand do not guarantee any traceability and can be used to carry out a possible tax fraud.

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730 deductions, when it is possible to have them and for what expenses

A broken piggy bank with many coins
A broken piggy bank with lots of money (Pixabay)

In the case of the postal order, even in the case of payment in cash, there remains a trace of the payment. Each of our issues to include in the 730 model obtains a relative receipt, receipt or invoice, which are sometimes requested precisely in order to demonstrate that you have made such an expense to be deducted.

In the long term, your bank statement can also be authentic, as a last resort to prove the traceability of the financial transactions carried out.

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Expenses deductible at Irpef within the limit of 19% of the amount paid are as follows:

  • medical and health field;
  • education (school and university);
  • nursery;
  • funeral expenses;
  • personal assistance;
  • rental fees for off-site students;
  • veterinary fees;
  • mortgages;
  • purchase of season tickets for regional and interregional means of transport;
  • life and accident insurance;

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There is also a derogation from the traceability of payments when they concern the purchase of drugs prescribed by your general practitioner and by specialist visits carried out in public establishments recognized by the National Health System. This means that in both situations described above it is also possible to pay in cash.

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