Like, how to save money? Reducing waste is a good start, starting with food, energy and in general with unnecessary purchases which, in addition to our wallets, they also weigh on the environment: are the first of a long list of examples in which we spend precious money unnecessarily, without realizing it. Together, a small amount at a time, they can become huge numberswhat may be necessary for unavoidable purchases or for unexpected events that can put us in difficulty also because – thanks to online purchases with a credit card – another widespread habit is do not monitor entrances and exits. Still, it would only take a little effort. So here’s a little handbook on how to savewith 5 mistakes that we often make and as many useful tips of common sense:
Shopping when hungry
Not every nutritionist recommends it to those on a diet, because – in addition to practicality – science has long proven that shopping on an empty stomach leads us to buy products that we do not need. An economic cost that also translates into an environmental cost because often all this food is not consumed and therefore ends up in the trash: according to the “Il Case Italia” 2022 report by Waste Watcher International in Italy we throw away an average of 595.3 grams per inhabitant per weeki.e. 30,956 kg per year, which makes a total of 1,866,000 tons of food which costs us more than 7 billion euros a year. The solution? Grandma’s old adage still holds true: make a list.
It’s a very common habit keep the house temperature very high during the winter months, however, dress in light clothing. What if instead of a shirt we put on a sweater and lowered the heat? The ideal house is a temperature of about 20 degrees: each additional degree costs us about 7% more in the bill and, also taking into account the increases, the figures are likely to become significant. Another example, light bulbs: those with LEDs consume up to 10 times less, so it would be better to prefer them (in addition to not forgetting to turn off the lights if they are not necessary). It would be equally important turn off all red lights on devices which remain lit very often even when they are not used: they can weigh up to 8% in the bill.
Don’t track expenses
Do you have any idea how much you spent last week? With all the online purchases that are made, forgetting about them is an instant. But even so, the money is wasted: without knowing how much money you have, it can cause you to spend more. Therefore, it is worth following them: the application stores are full of useful applications that also help in planning budgets, i.e. deciding at the beginning of the month what percentage of income to spend on essential, useful and futile expenses.
Always be tempted by the sales
Who doesn’t like sales? Point is : we really need that new pair of shoes? You should ask yourself the question before buying them simply because they are on sale. Of course, it can (and should) happen from time to time, but now that everything seems to be on sale, with offers constantly thrown before our eyes with online stores, we should become a little more able to resist the temptation. .
Do “detail therapy”
It is the shopping that we believe is “therapeutic”, which we often do when we are in the dumps, because we are convinced that buying something we like will make us do better. In reality, this is not the case: this compensation mechanism never works in the long term. So in addition to trying not to fall into the trap, maybe you could try to figure out why we do it, what are the emotions that cause us reason – a bad day at work for example – which makes us buy useless things more often.
The best money-saving tip
The savings technique for retiring before age 40